Terms & Conditions

1. Agreement to Terms

By accessing or using the Fortiq Funded platform ("Platform"), registering an account, or purchasing a trading challenge, you ("Trader", "User", "you") agree to be bound by these Terms and Conditions ("Terms") and all applicable laws and regulations. These Terms constitute a legally binding agreement between you and Fortiq Prop Digital ("Company", "we", "us", "our").

If you do not agree to these Terms, you must not access or use the Platform. We reserve the right to modify these Terms at any time. Continued use of the Platform following any changes constitutes acceptance of the revised Terms.

2. Nature of the Platform

Fortiq Funded is a simulated proprietary trading evaluation platform. All trading accounts provided through the Platform operate in a simulated environment using demo capital. No real funds are traded on behalf of users.

Performance-based rewards paid to successful traders are discretionary payments made by the Company based on simulated trading results, and do not represent returns on investment of real capital.

3. Eligibility

To use the Platform, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding contracts in your jurisdiction
• Not be a resident of any jurisdiction where participation in such programmes is prohibited
• Provide accurate and complete registration information
• Not have had a previous account terminated for fraudulent activity

By registering, you confirm that you meet all eligibility requirements. We reserve the right to verify your identity and eligibility at any time.

4. Account Registration and Security

You are responsible for maintaining the confidentiality of your account credentials. Each account is strictly personal and may only be used by the registered account holder. You must not share, sell, or transfer your account to any third party.

• You must provide a valid email address and create a secure password
• Email verification is required to activate your account
• Login requires your registered email address and password
• You are responsible for all activity that occurs under your account
• You must notify us immediately of any unauthorised access to your account

We reserve the right to suspend or terminate any account where we have reason to believe that security has been compromised or that the account is being used by an unauthorised party.

5. The Challenge and Evaluation Process

Fortiq Funded operates a two-stage trading evaluation programme. To participate, you must purchase a challenge by paying the entry fee in USDT (TRC20 network) or USDC (BEP20 network).

Stage 1 — The Challenge:

Upon payment confirmation, you will receive a simulated $5,000 challenge account. To pass Stage 1 you must meet all of the following requirements:

• Entry fee today: $6 USDT (TRC20) or $6 USDC (BEP20) — minimum $4.50 USDT or $5.50 USDC received
• Balance fee (due only on payout request): $144 USDT or USDC on the same network
• Challenge account size: $5,000 USDT (simulated)
• Profit target: 8% of account balance ($400)
• Maximum daily loss limit: 5% of account balance ($250)
• Maximum total drawdown: 8% of account balance ($400)
• Minimum active trading days: 5 calendar days
• Leverage: 1x to 5x
• No maximum time limit

An active trading day is defined as any calendar day on which you open at least one new trade. Upon meeting all Stage 1 requirements, a Stage 2 funded account is automatically created for the trader.

Stage 2 — The Funded Account:

Upon passing Stage 1, you will automatically receive access to a simulated funded account of $5,000 USDT. The funded account operates under the following conditions:

• No profit target — trade freely and take profits at any time
• No minimum active trading days requirement
• Maximum daily loss limit: 5% of account balance ($250)
• Maximum total drawdown: 8% of account balance ($400)
• Maximum total profit on a single funded account: $5,000
• Leverage: 1x to 5x

Challenge parameters are subject to change. The parameters in effect at the time of your purchase will apply to your challenge.

6. Trading Rules

All trading activity on the Platform must comply with the following rules:

• Only manual trading is permitted
• Cross-asset positions are permitted — you may trade multiple different assets simultaneously
• Hedging on the same asset is strictly prohibited — you may not hold a long and short position on the same asset simultaneously
• Account sharing is strictly prohibited — only the registered account holder may trade the account
• News trading is permitted
• Weekend holding is permitted
• Maximum leverage is 5x

Violation of any trading rule may result in immediate account termination without refund. We reserve the right to investigate trading activity and make determinations about rule compliance at our sole discretion.

7. Funded Accounts and Payouts

Upon successfully passing Stage 1, you will automatically receive access to a Stage 2 simulated funded account of $5,000 USDT. The funded account is subject to the same daily loss and drawdown rules as the challenge account.

Traders may request a payout at any time during Stage 2, provided all of the following conditions are met:

• The account is a valid, active funded account in good standing
• All open positions are closed prior to requesting a payout
• The account has a positive profit balance
• No trading rule violations have occurred
• A valid payout wallet address (USDT TRC20 or USDC BEP20) has been provided
• The $144 balance payment has been submitted and confirmed on-chain
• No fraud or risk flags are present on the account

Traders keep 100% of all profits. The maximum total profit on a single funded account is $5,000, meaning the maximum payout a trader can receive from a single funded account is $5,000 USDT. Traders are not required to reach the $5,000 profit cap before requesting a payout — they may request a payout at any profit level above zero.

Payouts are made in USDT (TRC20) or USDC (BEP20) — matching the network used for the original challenge payment — and are processed every Saturday. Once a payout is processed, the funded account is closed. You may purchase a new challenge for $6 to continue trading.

There are no resets, no free retries, and no automatic account renewals. If you fail the challenge or breach the funded account rules, you must purchase a new challenge.

8. Payments and Refunds

All payments are made in USDT on the TRC20 network or USDC on the BEP20 (BNB Smart Chain) network. Cryptocurrency transactions are irreversible. By making a payment, you acknowledge and accept that:

• All payments are final and non-refundable
• Crypto transactions cannot be reversed once confirmed on the blockchain
• The $6 entry fee requires a minimum of $4.50 USDT (TRC20) or $5.50 USDC (BEP20) received to activate your challenge
• The $144 balance payment requires a minimum of $142 received and is due only when you pass and request your first payout
• Challenge activation requires sufficient blockchain confirmations (19 for TRC20, 15 for BEP20)
• You are solely responsible for sending funds to the correct wallet address on the correct network
• The Company is not liable for funds sent to incorrect addresses or on incorrect networks

We do not offer refunds under any circumstances, including but not limited to: failure to pass the challenge, dissatisfaction with the Platform, technical issues on your end, or change of mind.

9. Prohibited Activities

You must not engage in any of the following activities:

• Providing false or misleading information during registration or at any time
• Exploiting technical errors, bugs, or loopholes in the Platform
• Using automated trading bots, scripts, or algorithmic systems
• Coordinating trades with other accounts to manipulate results
• Sharing or selling your account credentials
• Attempting to circumvent risk management systems
• Any form of market manipulation or exploitative trading strategy
• Using the Platform for money laundering or any illegal purpose

10. Termination

We reserve the right to suspend or terminate your account at any time, with or without notice, if we determine that you have violated these Terms, engaged in fraudulent activity, or pose a risk to the integrity of the Platform. In the event of termination for cause, no refunds will be issued and any pending payouts may be forfeited.

11. Limitation of Liability

To the maximum extent permitted by applicable law, Fortiq Prop Digital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform. Our total liability to you for any claim arising from your use of the Platform shall not exceed the amount you paid for your most recent challenge.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of the Republic of South Africa.

13. Contact

For any questions regarding these Terms, please contact us at support@fortiqfunded.com.